{"id":18,"date":"2026-11-05T17:00:00","date_gmt":"2026-11-05T17:00:00","guid":{"rendered":"https:\/\/www.eyesontails.com\/blog\/?p=18"},"modified":"2026-11-05T17:00:00","modified_gmt":"2026-11-05T17:00:00","slug":"fed-pause-leaves-homebuyers-planning-ahead-%f0%9f%8c%b4from-destin-30a-to-tampa-bay","status":"publish","type":"post","link":"https:\/\/www.eyesontails.com\/blog\/2026\/11\/05\/fed-pause-leaves-homebuyers-planning-ahead-%f0%9f%8c%b4from-destin-30a-to-tampa-bay\/","title":{"rendered":"Fed Pause Leaves Homebuyers Planning Ahead | \ud83c\udf34From Destin-30A to Tampa Bay."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/veronika-leal-2\/fed-pauses-rates-remotion-videos-b834\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>The central bank recently held its rate near 4%, after a Late-Q3 increase, while officials said they wanted more data before deciding on another move.<br \/>\nFor buyers, the near-term picture stayed challenging: home prices were expected to remain elevated, and mortgage rates hovered near 7%, close to recent highs.<br \/>\nExperts urged buyers to test budgets across possible mortgage rates, consider larger down payments, and improve credit to strengthen their options ahead.<br \/>\nMortgage rates were driven more by Treasury yields and bond markets than the central bank, so buyers were urged to prioritize fit and affordability.<br \/>\nEconomists still expected a quarter-point central-bank increase in Late-Q4 and another in early 2027, so borrowers were told to prepare for higher costs ahead.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The central bank recently held its rate near 4%, after a Late-Q3 increase, while officials said they wanted more data before deciding on another move. For buyers, the near-term picture stayed challenging: home prices were expected to remain elevated, and mortgage rates hovered near 7%, close to recent highs. Experts urged buyers to test budgets [&hellip;]<\/p>\n","protected":false},"author":575,"featured_media":19,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/users\/575"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":22,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/22"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/media\/19"}],"wp:attachment":[{"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eyesontails.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}